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Does medical insurance cover LASIK surgery?

  • Lustbader 50x50 Wills 50x50

    Jay Lustbader, MD
    W. Neil Wills, MD, FACS

    LasikPlus Vision Center
    8280 Greensboro Drive
    Suite 110
    McLean, VA 22102
    (866) 724-6033
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  • Tlc logo

    TLC Laser Eye Centers

    7930 Jones Brance Dr.
    Suite 250
    McLean, VA 22102
    (866) 326-2010
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  • Lustbader 50x50 Wills 50x50

    Jay Lustbader, MD
    W. Neil Wills, MD, FACS

    LasikPlus Vision Center
    800 King Farm Blvd.
    Suite 135
    Rockville, MD 20850
    (866) 724-6033
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LASIK and other types of refractive surgery are usually considered "cosmetic procedures" and hence are not covered. However, each company sets its own policies. Call your insurance carrier to ask about the specific features of your policy in regards to LASIK surgery.

If you have a pre-tax flexible spending account for medical expenses administered through your employer, you can usually use money you've set aside in this account for your LASIK surgery. You may also be able to use money from a Health Savings Account (HSA) to pay for LASIK. Ask your employer's Human Resources representative or your local banker or financial advisor for details about these options.

Note: This information is for general education purposes only. It is not to be used as a substitute for medical advice from your eye doctor or refractive surgeon.

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