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Does medical insurance cover LASIK surgery?

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    Sandra Belmont, MD, FACS

    Belmont Eye Center
    121 East 61st Street
    New York, NY 10065
    2124862020
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    Gregory J. Pamel, MD

    Pamel Vision & Laser Group
    115 East 61st Street
    Suite 1B
    New York, NY 10021
    (888) 485-5688
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    Dean Dornic, MD

    Laser Eye Center of Carolina
    3701 NW Cary Parkway
    Suite 101
    Cary, NC 27513
    (800) 576-8978
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    Dean Dornic, MD

    Eye Specialists of Carolina
    1609 Booker Dairy Road
    Smithfield, NC 27577
    (800) 576-8978
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LASIK and other types of refractive surgery are usually considered "cosmetic procedures" and hence are not covered. However, each company sets its own policies. Call your insurance carrier to ask about the specific features of your policy in regards to LASIK surgery.

If you have a pre-tax flexible spending account for medical expenses administered through your employer, you can usually use money you've set aside in this account for your LASIK surgery. You may also be able to use money from a Health Savings Account (HSA) to pay for LASIK. Ask your employer's Human Resources representative or your local banker or financial advisor for details about these options.

Note: This information is for general education purposes only. It is not to be used as a substitute for medical advice from your eye doctor or refractive surgeon.

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