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Does medical insurance cover LASIK surgery?

  • Pettinelli 50x50

    Damon Pettinelli, MD

    LasikPlus Vision Center
    102 James Street
    Suite 204
    Edison, NJ 08820
    (866) 724-6033
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  • Tlc logo

    TLC Laser Eye Centers

    437 Fifth Avenue
    Second Floor
    New York, NY 10016
    (866) 326-2010
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  • Pamel 50x50

    Gregory J. Pamel, MD

    Pamel Vision & Laser Group
    115 East 61st Street
    Suite 1B
    New York, NY 10021
    (888) 485-5688
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LASIK and other types of refractive surgery are usually considered "cosmetic procedures" and hence are not covered. However, each company sets its own policies. Call your insurance carrier to ask about the specific features of your policy in regards to LASIK surgery.

If you have a pre-tax flexible spending account for medical expenses administered through your employer, you can usually use money you've set aside in this account for your LASIK surgery. You may also be able to use money from a Health Savings Account (HSA) to pay for LASIK. Ask your employer's Human Resources representative or your local banker or financial advisor for details about these options.

Note: This information is for general education purposes only. It is not to be used as a substitute for medical advice from your eye doctor or refractive surgeon.

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